Christmas shopping can be costly. Christmas present buying is rarely planned for. So we get to the holiday season and just do the best we can. The key is looking for the good deals. A recent advertisement marketed an $800 computer for $300. What was the catch? You had to go through the process of getting a $500 rebate to …

There is so much confusion on the Affordable Care Act (ACA-Obamacare). Before I started to study it, I felt the same way. I was completely overwhelmed. However, as I studied it, I realized two things. First, the government has done a horrible job marketing the concept and explaining how it works. Second, when you understand the basic elements, the ACA …

I would bet the majority of singles have experienced the “regret date.” The regret date is the person you thought was one thing, and found out after numerous dates, was another. A person can pretend to be something or get away with hiding who they are for longer than one can imagine. The worst of all regret dates is the …

Surveys are designed to show a cause-and-effect relationship. Some surveys are the master of the obvious, making one wonder why time and money was invested in the first place. Then there are the surveys that just leave you scratching your head. Apparently, a bad credit score is also bad for your dating life and can even affect marriage potential. According …

You are dating that special person. You know that he/she is the right person for you. You go through the process of thinking through every aspect of your present and potential future relationship to make sure that you are going down the right path. Those conversations range between parenting to passions to Christianity. However, there is one conversation that most …

“The car buyers who are happiest with their car-buying experience usually paid the most profit.” –A rule of thumb quoted by professional car sales people (www.carbuyinghowto.com). I don’t know about you, but I would be much happier if I knew that I saved a little money during the car-buying experience. Unfortunately, there is probably a lot of truth to the …

When Life Throws You a Curveball … Financially … See the Opportunity!! The stock market is up. The government says that the unemployment situation is better. If everything is so good, why aren’t my finances reflecting it? Why are things difficult? This is a statement that I hear all too often. There seems to be a real disconnect between what the media …