Money

The bedroom in my first apartment was so small I think it might have actually been a closet at one time. The walls in the kitchen/living room were so thin that I often watched the same programs as my next-door neighbor just so I could sync up the voices I couldn’t help but hear with the lips on the screen. …

It’s that special time of year—tax time! April 15 is right around the corner and you’re probably already receiving your tax documents such as W-2s and 1099s in the mail. An increasing number of workers are entrepreneurs, including those who freelance on the side and those who are self-employed. If you find yourself collecting 1099s for freelance work you have performed …

The approaching Christmas holiday can cause stress for single parents. I remember standing in the checkout line at Toys”R”Us a few days before the first Christmas after the divorce. I had to wait until I received my December paycheck before I could buy my three kids’ presents. Most single parents struggle to provide Christmas for their children. These four simple …

In 2007, at the age of 24, I stood in a courtroom with a bald attorney whose name I don’t remember. I was there to file bankruptcy, and barely able to lift my head due to the shame I felt. It’s a memory I would love to forget. It’s certainly not something I bring up in mid-conversation over lunch with …

Christmas shopping can be costly. Christmas present buying is rarely planned for. So we get to the holiday season and just do the best we can. The key is looking for the good deals. A recent advertisement marketed an $800 computer for $300. What was the catch? You had to go through the process of getting a $500 rebate to …

I would bet the majority of singles have experienced the “regret date.” The regret date is the person you thought was one thing, and found out after numerous dates, was another. A person can pretend to be something or get away with hiding who they are for longer than one can imagine. The worst of all regret dates is the …

Surveys are designed to show a cause-and-effect relationship. Some surveys are the master of the obvious, making one wonder why time and money was invested in the first place. Then there are the surveys that just leave you scratching your head. Apparently, a bad credit score is also bad for your dating life and can even affect marriage potential. According …

You are dating that special person. You know that he/she is the right person for you. You go through the process of thinking through every aspect of your present and potential future relationship to make sure that you are going down the right path. Those conversations range between parenting to passions to Christianity. However, there is one conversation that most …

“The car buyers who are happiest with their car-buying experience usually paid the most profit.” –A rule of thumb quoted by professional car sales people (www.carbuyinghowto.com). I don’t know about you, but I would be much happier if I knew that I saved a little money during the car-buying experience. Unfortunately, there is probably a lot of truth to the …

When Life Throws You a Curveball … Financially … See the Opportunity!! The stock market is up. The government says that the unemployment situation is better. If everything is so good, why aren’t my finances reflecting it? Why are things difficult? This is a statement that I hear all too often. There seems to be a real disconnect between what the media …